- Monthly Bills (Energy, Utilities, Cell Phone, Mortgage, dues,etc. all go here)
- Gas
- Groceries
- Entertainment (all dining out, event tickets, vacation expenses go here)
- Misc (this category is very broad for us and could be narrowed down some more but any spending on clothes, gifts, Target trips, donations, etc. all get tracked here)
- I have a column for each of my children to track their individual daycare exprenses, preschool tuition, clothes, toys and books that can easily be distributed)
- The last column tracks our net pay so we can easily determine how much we are spending every month on everything vs. how much we are seeing from our paychecks
Do you have a budget? Do you have a way to track your spending?
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